Terms and Conditions

Last updated: September 16, 2025

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Kiadas application (the "Service") operated by us.

1. Acceptance of Terms

By creating an account and using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Description of Service

Kiadas provides users with tools to track personal finances, including assets, liabilities, income, expenses, and savings goals. The Service also offers financial projection features based on user-provided data.

3. Financial Projections and Liability

Disclaimer: The financial projection tools and any related analysis provided by the Service are for informational and illustrative purposes only. They are not financial advice. The projections are based on mathematical formulas and the data you provide. We make no representations or warranties about the accuracy, completeness, or reliability of these projections.

Market conditions, personal circumstances, and other factors can significantly impact financial outcomes. The projections are not a guarantee of future results. You should consult with a qualified financial professional before making any financial decisions. Kiadas assumes no liability for any actions taken or decisions made in reliance on the information provided by the Service.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Kiadas and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

6. Limitation Of Liability

In no event shall Kiadas, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

8. Contact Us

If you have any questions about these Terms, please contact us at support@kiadas.app.